Student loan delinquencies may be more about unemployment and less about debt size, one article writes. Read More »
Latest News
Crowd funding could ‘transform’ lending market
As crowd-funding and peer-to-peer lending sites grow, more government regulation may be implemented. Read More »
Moody’s: Easing standards may lead to higher defaults
A report by Moody’s stresses the importance of lending to qualified borrowers as lending standards ease. Read More »
Application Processing
Visa, Mastercard card users on the rise
Even with changes in credit card regulations, Mastercard and Visa saw an increase in sales this past year. Read More »
Jumbo loans now more appealing than ‘piggybacking’
With a small spread between jumbo and conforming loans, jumbo loans are seen as more appealing. Read More »
Decision Engine
Foreclosure rates fall, delinquencies rise in first quarter
The Mortgage Bankers Association found that the number of homes in foreclosure fell to their lowest level in four years, suggesting recovery in the economy. Read More »
Lenders interested in finding more borrower data
Some financial institutions are asking for more specific data from loan applicants to determine their qualifications. Read More »
Process Automation
Auto lenders may come under more scrutiny
Illegal lending practices in the auto loan industry have encouraged the Consumer Financial Protection Bureau to look more in to lending standards. Read More »
Changing banks is easier than it used to be
With technological advances and increased access to information, customers can leave their bank much more easily than in the past. Read More »
Risk Management
Good news continues for small businesses
A study found that more risk managers expect the number of loans given to small businesses to rise. Read More »
GDS Link releases first quarter newsletter
GDS Link released its first quarter newsletter last month. Read More »
Scorecards & Scoring
Microlender to invest $10 million to help fund global poor
A microlending organization has announced that it will be investing $10 million to increase the range of financial services for the global, low-income population. Read More »
Auto lenders facing more scrutiny
Questionable lending practices have encouraged the CFPB to look more closely into auto lenders. Read More »
Software
Big Data can help mom and pop shops
Credit card companies are providing more information to smaller businesses to help them compete. Read More »
Big banking customer satisfaction on the rise
Satisfaction among big bank customers has improved in the past year, after years of consumers choosing small banks. Read More »
Uncategorized
GDSLink Fourth Quarter Newsletter
GDSLink released its fourth quarter newsletter this month. Read More »
GDS launches commercial credit score for Turkish credit bureau
On March 21, 2013 GDS Eurasia is launching its commercial credit score GDS TKN, developed for the members of the Turkish credit bureau KKB, the largest Credit Reference bureau in continental Europe. Read More »