These models help define:
- Credit limit management
- Risk assessment of credit applications
- Propensity to buy or churn
- Early alert systems
- Cross selling of additional products to the best risks in the portfolio
Models may be implemented in DataView360, which facilitates data access and consolidation before applying the models and credit strategies within the Decision Engine.
For sustainable growth, credit grantors must continually monitor scorecard and credit strategies and adapt to changing credit market conditions. Due to regulatory requirements, models need to be validated and adjusted regularly, or risk exposure can increase, opportunities can be overlooked and regulatory infractions incurred.
At GDS Link we can help you review and assess
the following functional areas of your models:
- Stability of population
- Model performance
- Efficacy of overrides
- Policy rules analysis
- Vintage analysis
With extensive domain experience in numerous industries, GDS Link can effectively diagnose the status and effectiveness of your models, ensuring they are fine-tuned, compliant and meet the goals of your business. To learn more about our Analytic Solutions, please Contact Us today!