Credit Bureau Software Solutions

GDS Link is the leader in providing Credit Bureau Software Solutions that are available through either a license or revenue sharing agreement. The solution utilizes a proven Credit Bureau software platform that is designed for central banks, consortiums and entrepreneurial ventures, and offers rapid development and deployment of Credit Bureau services and products to a variety of environment.

At GDS Link, we think that the future of Credit Bureau reporting software lies in empowering the bureau operator to make rapid changes to the software in order to satisfy ever-changing business requirements. We have empowered many clients in both developing and mature economies, with an extensive track record of success in multiple countries, including the Philippines, South Africa, Turkey, Italy, Spain, Ghana, Nigeria, Kenya, Pakistan, Bulgaria, Russia, Kingdom of Saudi Arabia and Kuwait.


Key Features:

  • Positive and negative data sharing
  • Supports both consumer and business credit reporting
  • Our search engine utilizes all available ID elements
  • Dispute management
  • Direct access for consumers
  • Triggers, alerts, notifications and skip tracing functionalities
  • Implement scoring models
  • Multiple layout support for data contribution management
  • Online, real-time integration and batch access
  • Robust administrative features to enroll subscribers, establish branches and user profiles
  • Activity reporting that populates your billing system
  • Supports retrospective searches based on past applications dates
  • Data loading quality checks, exception report generation, and data quality threshold management
  • Supports ‘Roll Back’
  • 100% up time
  • Fully Customizable

Underline Technology


  • Linux Operating System
  • DBMS – compatible with MySQL, Oracle, Postgres,
  • DB2
  • Apache Web Servers


Consultancy Services

Our dedicated and experienced consultants enhance any engagement through their contribution to client learning and project success. GDS provides world-class consulting services to organizations seeking credit bureau reporting solutions and related services.



Feasibility Studies


Growth Rate, Inflation Rates, Interest Rates Trends, Per Capita Income


Cash flow, Depreciation, Costs, Analysis



Core Market Research, Review of Business Potential, Market Size


Nature of Entity, Stakeholders, Staffing, Infrastructure



Site, Level of Technology, Limitations, H/w and S/w Supply and Maintenance


Data Protection Laws, Central Bank Regime, Consumer Protection


Strategic Positioning:


  • Credit Bureaus best practices
  • Codes of conduct
  • Data sharing and supply
  • Permissible purposes, consent
  • and consumer disputes
  • Information security
  • Positive and negative data provision
  • Data format, frequency of data
  • submissions, data retention
  • Data quality management


To learn more about our Credit Bureau software, Contact GDS today!