Online lending requires a significant technology investment. It’s easy to get caught up in what your users see as you develop a platform. Don’t overlook solutions that reside in the background, making positive user experiences possible. Three technologies are particularly noteworthy in this area:
One: Credit decision engines. Set rules, analyze data and automate basic decision-making with analytics-based credit decisioning tools.
Two: Data engines. Getting the right data is easier when you have a data engine that can gather information from diverse sources, integrating into your various solutions to inform end-user processes.
Three: ID verification. Background data on users can bolster identification verification, an essential step in any online lending process.
GDS Link offers flexible, accessible models to help banks and credit unions leverage risk analytics tools to launch online lending programs. Reach out today to learn more.
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