Analytics transforming credit scoring [Video]

Fraud Scorecards

Credit scorecards have long been stable, almost stagnant ways to measure the financial risk associated with lending somebody money. Those days are disappearing.

Modern risk analytics solutions are bringing alternative data sources into the mix, providing a broader view of consumer activities than credit scorecards could offer.

In response, many firms are starting to blend traditional scorecards with emerging methods that account for different data sources and work to overcome inherent weaknesses in models that use relatively small data sets.

What’s more, these modern scorecards are designed to change often, with machine learning and similar tools allowing software to assess how well the scorecards are functioning and either alert human experts or automatically tweak parameters.

Get a head start on the credit scorecard revolution with GDS Link. Our credit scorecard model development system can help you create your own custom modules so you can better serve specific user groups and expand your revenue stream.

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