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AI tools, green loans, and key players transforming mortgage lending   Over the last 18 months the UK mortgage market has faced volatility, seeing a drop in house prices and an overall decline of mortgage approvals compared to previous years. Not only is the UK suffering a cost-of-living crisis, but there is also a 28%…

En el mundo digital actual, donde las amenazas cibernéticas son cada vez más sofisticadas, mantener medidas de seguridad robustas es más crítico que nunca. Las certificaciones SOC2 e ISO27001 juegan un papel crucial en este esfuerzo, especialmente para la industria financiera  y sus  socios tecnológicos.  Entendiendo las Certificaciones SOC2 e ISO27001  ¿Qué es SOC2?  SOC2…

“Incurrida” vs. “esperada.” Pocas veces tan solo dos palabras han significado una revolución tan sonada como la que supone la normativa IRFS9 para el sector bancario. Introducida por el International Accounting Standards Board (Consejo de Normas Internacionales de Contabilidad), ha reformulado significativamente la gestión de riesgos financieros en el sector bancario.   Con la transición de…

On the next installment of Lending Link LIVE from the show floor at FinTech Meetup, host Rich Alterman takes us into the dynamic world of financial services with Javier Alvarado, Director of Financial Services at TransUnion. Celebrating nearly ten years with TransUnion, Alvarado shares his expertise in outbound communications and collections, highlighting how TransUnion’s innovative…

In the latest episode of The Lending Link LIVE, broadcasting from the Fintech Meetup in Las Vegas, Nevada, we dive into the evolving landscape of modern lending with Nate Bray, Chief Innovation Officer, from LoanPro. Nate offers a behind-the-scenes look at the journey of innovating within the lending sector, emphasizing the transformative impact of compliance…

Broadcasting directly from the heart of the Fintech Meetup in Las Vegas, we’re excited to present a special edition of Lending Link LIVE straight from GDS Link’s booth #1219. In this episode, host Rich Alterman is joined by Mike Mondelli, the visionary CEO of Verdata, for an in-depth discussion on the transformative impact of alternative…

The Eurozone is a perpetual crossroads of economic evolutions, which, especially since the pandemic, is in a state of flux. Inside this article, we’re diving deep into an analysis based on recent projections regarding loans by the European Bank of EY. This exploration leads us to reflect on the direct impact of these trends on…

The enforcement of IFRS 9  represents a crucial development in finance, imposing substantial changes in how financial institutions calculate and present their provisions. This standard, aimed at enhancing transparency and predictive capability of credit losses, has posed a considerable challenge for entities while also opening the door to optimization opportunities through advanced tools.  IFRS 9:…

The financial landscape has witnessed a significant shift towards consumer-focused regulations in recent years. In the UK, the Financial Conduct Authority (FCA) has taken a proactive stance to ensure that financial institutions prioritize the interests of consumers. This has been underscored by the introduction of the Consumer Duty, a comprehensive set of rules that aim…

The auto lending industry is continually evolving, driven by various factors that impact vehicle values, consumer debt, loan lifecycles, and lending practices. In this blog, we will explore the key trends shaping the auto lending landscape and provide insights on how lenders can navigate these changes effectively. Whether you’re a seasoned lender or just entering…

[DALLAS, TEXAS / LEEDS, UK] – 7 December 2023 – GDS Link, a global leader in credit risk management solutions, is proud to announce the successful implementation of its advanced, multi-bureau solution at Shawbrook, a prominent specialist bank in the United Kingdom.

The financial landscape is witnessing significant shifts, particularly in the realms of consumer debt and credit management.