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Modellica Engage – Live Demo Replay from IBA BankTech

Enhance your bank’s Digital Lending efforts with Modellica Engage

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Analytics Lay Foundation For Near-Instant Lending

The ability to respond to loan applications with incredible speed can empower financial services firms to improve customer experiences and create new revenue opportunities.
Loan Originations & Decisioning
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Online lending: reassessing the originations process

[:en]Online lending is one of the most active areas in the overall lending arena, both for online lending platforms that partner with banks and for non-bank online lenders. To gain market share despite growing competition, online lenders need to apply increasingly sophisticated rules and algorithms to improve portfolio metrics and the applicant experience. Lenders also…
Loan Originations & Decisioning
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GDS Link to Exhibit at Marketplace Lending & Alternative Financing Summit 2016

[:en]GDS Link will be exhibiting at the upcoming conference at Marketplace Lending & Alternative Financing Summit 2016 in Dana Point, Calif., Dec 4-6, 2016.
Collections & Debt Management
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Regulators Warning of Increased Credit Risk Push For Stronger Underwriting

The chairman of the FDIC has issued strong words for lending industry officials, warning regulators of the dangers of relaxed underwriting standards in lending sectors like auto, energy and multifamily homes.
Credit Risk Management
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Survey: Loan officers say corporate technology lacking

A new survey suggests many financial professionals would appreciate it if their business were to invest in new software, as it would improve their ability to perform critical analysis.
Loan Originations & Decisioning
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Software can help banks refocus on what's important

Not only does process automation software help cut back on subjectivity, it can also help turn the focus away from the monotonous application process and instead toward innovative and creative ways to offer new financial services.
Banks
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Widespread acceptance of strategic defaults a risk to lenders

Research firm JZ Analytics polled 1,026 Americans online in September, finding that 32 percent of consumers believe strategic defaults should be a more widely accepted way for homeowners to deal with their mortgage debt.
Credit Risk Management
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Data shows mortgage refinance activity at its highest level since 2009

. As banks in the home lending market continue to evaluate candidates for new and refinanced loan, the presence of a sophisticated credit application processing framework becomes all the more valuable to origination teams.
Loan Originations & Decisioning
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Experts: Decline in consumer credit shows consumers, lenders hesitant

The Federal Reserve released data September 10 that examined the nation's consumer credit position in July 2012, reporting that the annual rate of outstanding credit debt declined by 1.5 percent.
Credit Risk Management
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With memberships increasing, lender software could empower credit unions

As credit unions find themselves exposed to a larger pool of applicants - and, therefore, greater risk - the need for sophisticated loan origination software becomes more pressing.
Credit Unions
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How Automated Credit Decisioning Systems Are Improving Lender/Customer Interactions

Loan origination software that offers automated decisioning capabilities can allow lenders to develop smoother business processes, though in the wake of the financial crisis several years ago, some lenders are still hesitant to rely on process automation solutions.
Loan Originations & Decisioning
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