Resources

Alternative Credit Solutions Alternative credit scoring is not a new concept, in fact, the method first began making headlines as early as 2013. However, additional advancements in fintech, shifting consumer attitudes and recent changes to the market have made it a necessity for the modern lender to utilize.

SMB Lending Solutions Saying 2020 has been a challenging year for small- and medium-sized businesses (SMBs) would be an understatement.

Good Customers First: Increase Conversions and Lower Cost Per Fund at the Top of your Origination Funnel

Decision Engine Platform The lending landscape is changing. Borrowers expect an instant, digital experience, the competition is becoming more sophisticated, and existing software is limiting necessary innovation.

Analytics Success Stories Replay Part 2 of GDS Link’s Analytics Webinar Series to gain insights from real-time examples of GDS Link clients leveraging a full-service advance analytics function to deliver results.

Replay Part 1 GDS Link’s Analytics Webinar Series to gain expert insights on how turn-key analytics can help you thrive in the new normal.

Digital Identity solution an Asset for Fraud Protection Since the start of consumer and business lending, lenders have sought the most comprehensive, up-to-date sources of data to help them make strong risk assessments and credit decisions.  At one time this was basically limited to Equifax, TransUnion, Experian, and Dun & Bradstreet.

Credit & Lending Decisions As we ponder the impact of a recession with a magnitude second only to the Great Depression, most lenders have to ask themselves: Are my lending decisions really based on the latest and greatest insights into a borrower’s behaviors? Or are they simply using someone else’s “guesstimation” of their ability to…

Lending Portfolio Optimization The onset of a recession presents challenges for lenders but applying advanced data analytics can help insulate a portfolio in any economic climate.

Community Reinvestment Act Ratings & Loans Since the 1970’s the Community Reinvestment Act has been encouraging lenders to fulfill the credit needs of low- and moderate-income individuals. But what does this mean for small- and medium-sized banks in the modern digital age? Read on to find out.

GDS Link expands suite of attributes to include indicators of potential COVID-19 related hardships