GDS LINK

2016 Newsletter - Second Edition

In This Issue
President's
Perspective
Domestic and
International
Market Updates
Partner
Spotlight
Upcoming Conference
Attendance

President's Perspective


Since the excitement and buzz from LendIt USA 2016 this past April, we have seen the optimism surrounding marketplace lending being tempered somewhat. To some industry outsiders, there have been doubts the past few months including some MPL organizations struggling with concerns over their business models. This combined with rising delinquencies and impending regulation, many from outside the industry think the marketplace lending market is on a downhill slope.

Those outsiders should take a step back – what the industry is experiencing now, while from the outside seemingly disconcerting, is simply the growing pains of an industry coming into its own and contending with the greater forces at work in the market.

Just because some lenders have experienced some turmoil doesn't mean the alternative lending landscape is crumbling. The future for MPL is strong. Lenders who embrace the value of sophisticated risk analytics alongside their novel operating models will find themselves well-positioned in the years to come, able to meet the demand of the market and maximize profits.

To read more on my thoughts on this subject, click here.

Paul

GDS U.S. - Market Update

As we noted in our previous newsletter, GDS Link has formed a new credit risk and analytics consulting group dedicated to helping lending businesses navigate their risk management challenges. For a portion of our customers, rising delinquencies and increased regulatory pressures are two areas that are requiring greater focus. In order to help our customers with these challenges, we will be releasing two webinars dedicated to providing actionable information around predictive model compliance and optimal collections strategies. This will be the beginning of informative webinars we will be releasing periodically, and we certainly welcome your input on potential topics for the future.

In addition, GDS Link is excited about its recent release of advanced analytics tools, including Assisted Segmentation and Optimization. The GDS Link Assisted Segmentation tool allows a user to easily design a tree segmentation based on data-driven objectives, such as bad rate and profitability. Our Optimization Technology is designed to identify the best decision for a given business problem, given a series of business objectives and constraints. In addition to these, we offer predictive modeling and data source analytics, plus portfolio management strategy design and support across a range of credit and marketing lifecycle areas.

Predictive Model Markup Language (PMML) Powered

Without compromising our user-friendly model editor within our Decision Engine, we have developed and implemented a PMML Consumer plugin that allows direct import from modeling platforms that support the PMML Output Standard. This way, organizations can build a direct bridge between their modeling environments into the decisioning environment with minimal effort and operationally error-free. To learn more, contact us today or visit the Data Mining Group, an independent, vendor led consortium that develops data mining structures, at www.dmg.org

GDS Direct (Monaco) - Market Update

GDS Direct has completed the delivery of its first DV360° Data Engine and Decision Engine solution in Saudi Arabia. The solution implemented for ALJ United Finance will streamline the credit origination and underwriting processes.  DV360° Data Engine collects data automatically from various sources like SIMAH credit bureau, ALJ’s internal databases and AML ORACLE system while Decision Engine processes data for credit approval and credit scoring calculation.

GDS Latin America - Market Update

Since 2011, GDS Link Latin America has been developing the market from our office in Buenos Aires, Argentina. This year alone, we have been selected by clients in six countries in Latin America, including Panama. 

Global Bank of Panama has signed a consultancy project with GDS Link Latin America. “The commitment of Global Bank executives to this project has been key to finding the right strategies,” said Guillermo Szafir, consultancy manager at GDS Link Latin America. Rosa Hidrogo, collection manager at Global Bank, commented, “GDS Link has proven to help us to find the right priorities for our automation activities.”

GDS Link Latin America has been honored by the Agencia Nacional de Promoción Científica y Tecnológica from Argentina (National Agency of Scientific and Technology Promotion) with the support for the Design and Development of an Integral Software for Credit Assessment for Corporate applications. The solution presented to the Argentine Agency has been considered unique in its kind and innovation for the credit industry in Argentina.

The solution considers multi-balance sheet analysis, forecast analysis, cash flow projections, Credit Bureau report analysis, Client Behavior analysis and the full workflow automation to manage the credit applications and the right level of approvals.

Download our brochure today to learn more about GDS Link.

Partner Spotlight - Solutions by Text


Communicate the way they do. 

With over 90% smartphone penetration and a 94% open rate in 9 minutes or less, texting has become the preferred method of communication in the U.S.

Read more about Solutions by Text on GDS Link's Insights page here!

Learn more at Solutions by Text, emailing info@solutionsbytext.com or calling 800-979-1212.

Upcoming Conference Attendance


LEND360 – October 5-7, 2016 in Chicago at the Chicago Marriott Downtown Magnificent Mile (Booth 39 on the LEND360 Innovation Floor)

               GDS Link’s VP of Credit Risk and Analytics Consulting, Miguel Florez, will be moderating the panel, “Lowering Your Deliquency Rate." The panel is scheduled Thursday, October 6 from 4:00 – 5:00 p.m.

Money20/20 - October 23-26, 2016 in Las Vegas at The Venetian | The Palazzo

 

Register to meet with us at an event here!

GDS Link has a global staff comprised of individuals with a wide range of credit experience, having worked for multiple financial institutions, software companies and data bureaus.
For more information please call 770-855-4321 or visit us at: www.gdslink.com

Our core offering, DataView360, as well as add-on solutions can be used for process automation, application processing, decisioning, portfolio review, optimization, scorecard model development, implementation and monitoring.

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