Resources

As lenders, the ultimate goal is to increase profit by growing revenues, while controlling risk and costs. Many lenders have generated good returns by ensuring interest income tracks well ahead credit losses and costs. However, in recent years we have witnessed an increasing focus on responsible lending to the extent that some types of lending…

GDS Link has a deep partner ecosystem.  With more than 200 sources of data available within our software, we drive innovation to power data, decisioning and analytics.  Read on to learn how Powerlytics helps accelerate lending with their True Income solution.

In today’s fluid environment, the need for organisations to transition away from manual processes and enable automated, instantaneous reporting has never been more important, to stay ahead.

Equifax, TransUnion, and Experian have been the industry cornerstones for lenders to access data in order to determine a borrower’s creditworthiness. Their standard credit attributes have woven their way into thousands of credit policies within financial services.  

Humans are notoriously unpredictable, which makes lending one of the most inherently risky industries. But what if there was a better way to understand a borrower’s behavior that could help financial institutions mitigate fraud and default losses?

Now more than ever, lenders must have the capacity to rapidly adapt to new situations. PricewaterhouseCoopers recently highlighted the need for lenders to mobilise their teams to quickly collect and act on information that will allow them to remain competitive.

Download GDS Link’s latest whitepaper to learn how advanced analytics is helping financial organisations prepare their processes for the future.

With the online marketplace booming, consumers are becoming more demanding of instant answers or loan approvals. Banks may be struggling with delivering fast service and approvals while properly measuring risks. Risks should be properly to assign the right terms.  

Credit Union Risk Management As a financial institution, it is crucial that credit societies take advantage of risk management software. An effective risk management software can help a credit society grow its revenue while improving the premier customer experience most credit societies have cultivated and that their members have come to expect.  

As lending markets continue to change and new generations of borrowers hit prime earning years, the financial landscape continues to shift. Government oversight has swiftly intensified, regulations are tightening and lending has become exponentially more complex. 

GDS Link offers effective solutions to help companies increase revenue by automating and streamlining their recovery process The COVID-19 pandemic has shown us that after the 2008 financial crisis, institutions, creditors and lenders learnt a valuable lesson: pay more attention to collections management. Ever since, they have been gradually incorporating new analysis tools to improve…

New technological tools can help optimise portfolio management and debt recovery. GDS Link’s technological and analytical solutions enable companies to automate decisions, increase customer loyalty and predict risk behaviors. An increasing number of financial companies and organisations are turning to innovations like automation, predictive technology, advanced analytics and artificial intelligence (AI) to recover unpaid debt…