Resources

In the wake of the shut downs of Signature Bank, Silvergate Bank, and Silicon Valley Bank shutdown, banks and fintechs need to be prepared for more fraud.

Stricter credit requirements as a "top-down" approach has helped mitigate some economic risk, and yet it has left many companies struggling to overhaul their approach to credit risk assessment.

The Banking-as-a-Service (BaaS) market is profoundly impacting the financial service industry, with a projected market size of $48.40 Billion by 2030. The rise of BaaS has pushed traditional banks to adapt and digitalize their services, resulting in more partnerships between banks and fintech organizations. This has led to greater innovation and a changing regulatory landscape.…

The Increased Popularity of Banking-as-a-Service Banking-as-a-service (BaaS) has become increasingly popular recently, with the rise of fintech and other non-traditional financial service providers. BaaS is not a new concept, but recent technological advancements and changes in customer behavior have accelerated its growth. The COVID-19 pandemic has also changed how people interact with financial institutions, as…

In the fast-paced digital landscape, banks are constantly looking for ways to offer more value to their customers. One way to do this is by providing financial services through Banking as a Service (BaaS) partnerships. BaaS enables companies to leverage the capabilities and resources of established banks, allowing them to offer a wide range of…

 As much as lending has changed in the last few years, its  fundamental tenet—putting the customer at the center of every choice—remains unchanged. Nevertheless, the last few years have brought an abundance of changes fueled by digitisation and the adoption of big data.

 Shortly after the 2008 financial crisis, a new phrase emerged, and we were quickly introduced to the thriving “Fintech” industry. When it comes to financial inclusion, the more approachable you are, the more success you will have.

 There is little doubt that having to deal with a global pandemic for a few years has altered the behaviors of both consumers and lenders.

Taking a Deeper Dive into the Future of Data, Decisioning and Credit Risk Solutions GDS Link is delighted to announce their new podcast, The Lending Link, is launching in September.

Marketing dynamics have evolved significantly over the past few decades. Previously, various bank marketing strategies were solely implemented to create brand awareness. But now marketing involves providing a value proposition, being relatable, and generating trackable revenue. 

It’s no secret that the effects of high inflation are being felt throughout the country. To combat a sharp spike in inflation, the US Federal Reserve has increased its key short-term interest rate twice this year with the latest by half a percentage – a first in almost 22 years.

Lending has evolved significantly over the last several decades. Financial institutions have come a long way from 1974, when banks controlled the lending industry, holding 62% of the total loans, compared to 2020, when non-banks issued 68% of all mortgages in the U.S.