Automated Underwriting, ID Verification and Fraud Prevention

Automate underwriting, ID verification and fraud prevention processes while building detailed and customized reporting to ensure access to vital information in the timeliest manner.

Leveraging Data and Automation to Reduce Risk

To keep pace in an increasingly competitive and digital world, lenders need immediate access to pertinent data when assessing a customer’s credit risk. Manual ID verification simply can’t keep pace with demand. Fraud and ID checks are integrated into Modellica’s underwriting workflow. GDS Link automates and accelerates key underwriting processes, all while mitigating fraud risk, improving time to fund and nurturing positive customer experiences.

Refined Workflow Aligned to Your Goals

Facilitate faster and more accurate applicant reviews with a refined workflow and approve with confidence. Build in automatic exceptions and escalations based on your practices and business goals. With GDS Link’s configurable platform, automated and manual underwriting processes are easily accommodated.

Quick Access to Applicant Data

GDS Link’s Modellica platform allows for document upload and maintains the applicant data in one place, including bureau data, allowing for quick access and review for underwriters when needed. Set up rules, conditions and algorithms to filter and sort lender applications based on customizable criteria.

Fight Fraud with Data and Speed

GDS Link has a vast number of traditional and non-traditional data sources to support ID verification and fraud prevention. With GDS Link’s Modellica Analytical Solutions, clients are leveraging analytics, traditional and machine learning, to help lenders identity unusual patterns and identify fraud quicker than ever before.

What Our Customers Say

Over 80% of banks can’t participate in credit cards because of scale. We saw an opportunity to build a 21st century end-to-end platform for banks to service credit card loans, including credit decisioning and on-boarding processes.

President CorServ

We had a 50% reduction in time to implement a Logistical Regression Model by using GDS's PMML tool. Previously it took approximately 20 hours and with this tool we can deploy a model in approximately 10.

Senior Manager of Risk Analytics Alternative Lending

We have the ability to pull and aggregate data - pass the data through the decision engine - implement rule sequences and process credit applications for multiple banks. The stability of the base code allows us to turn the tool into what we need to be – it is a huge benefit.

Fundation Representative Small Business Lending