Resources

GDS Link is attending FinovateFall in New York City and Lend360 in Chicago from September 12-14, and we’re happy to be back, live and in-person — ready to reconnect face-to-face with the FinTech and lending community. Check out these essential event details below:

Marketing dynamics have evolved significantly over the past few decades. Previously, various bank marketing strategies were solely implemented to create brand awareness. But now marketing involves providing a value proposition, being relatable, and generating trackable revenue. 

Consumer and small business credit default is a persistent challenge for banks, credit unions, and alternative lenders. While many people are recovering from the economic upheaval of 2020, default rates are still on the rise in 2022, particularly for bank cards and auto loans, according to S&P/Experian indices. $25 billion in loan default volume estimated…

Digital Lending Platform Banks, credit unions, and alternative lenders are increasingly inundated with loan applications for a variety of purposes that range from home mortgages to business lines of credit. In 2020 alone, financial institutions reported over 22.7 million home loan applications under the Home Mortgage Disclosure Act. The number of mortgage applications is somewhat…

It’s no secret that the effects of high inflation are being felt throughout the country. To combat a sharp spike in inflation, the US Federal Reserve has increased its key short-term interest rate twice this year with the latest by half a percentage – a first in almost 22 years. The central bank is expected to increase rates…

Any organization that’s lending money or extending credit needs a credit risk management framework to protect itself, as well as assess credit risk. Without a framework, it’s easy to become overextended on financial obligations and put your organization at a greater chance of finding itself in the hole.

Non-Bank Lenders Vs Banks Lending has evolved significantly over the last several decades. Financial institutions have come a long way from 1974, when banks controlled the lending industry, holding 62% of the total loans, compared to 2020, when non-banks issued 68% of all mortgages in the U.S. The rise in non-bank lending has freed credit…

GDS Link and TransUnion’s credit decisioning partnership is already demonstrating substantial value for lenders.

The fintech market comprises a variety of industry segments including alternative lending and financing, digital investments and payments, and neobanking. The rising interest in investments among the public and the need for loans and insurance are the fundamental forces behind this immense growth surrounding the fintech lending explosion. These organizations aim to streamline the lending…

Automated Loan Decisioning Many financial institutions receive thousands of applications each day, depending on their size and the current health of the economy. A lending staff is responsible for processing these loan applications to determine who qualifies as a potentially good candidate. A loan application includes a variety of personal finance information that reflects the…

Along with partner Neuro-ID, GDS Link hosted a webinar recently highlighting the benefits of Behavioral Analytics to reduce losses and enhance customer experience.

Risk Analytics In Banking Just like any business, banks are typically concerned with improving their bottom line. The long-term success of banking institutions often relies on their ability to make sound financial decisions with the best information available. In addition, it’s equally important for banks to find ways to limit their risk exposure wherever possible…