Resources

The banking industry used to be a synonym for trust, responsibility and security. They are the people, after all, that look after our finances and allow us to prudently enhance, and safely access, our wealth. Bank staff were historically considered to be individuals of the highest integrity; professional pillars of our communities.

Leading credit risk management software and analytics provider, GDS Link, announced today that Brian Kinch has joined the team as the Managing Director of Fraud Solutions.

GDS Link has a deep partner ecosystem.  With more than 200 sources of data available within our software, we drive innovation to power data, decisioning and analytics.  Read on to learn how Powerlytics helps accelerate lending with their True Income solution.

Credit card issuance has been the main avenue for banks and credit unions to provide a portable, use-anywhere spending option for banking customers for nearly 100 years. Credit cards have become a mainstay for most Americans, with 79% of the population holding at least one major credit card and the average number of credit accounts…

As fintech companies continue to disrupt the banking landscape, the credit card lending industry is now seeing challenges from a new kind of credit decisioning model. Buy Now, Pay Later (BNPL), often known as Pay-in-4, allows merchants to bear the cost of financing a purchase, while their chosen BNPL provider assumes the risk. 

GDS Link is proud to be attending Money20/20 taking place in Las Vegas next week from October 24th to 27th. 

GDS Link has a deep partner ecosystem.  With more than 200 sources of data available within our software, we drive innovation to power data, decisioning and analytics.  Read on to learn how Powerlytics helps accelerate lending with their True Income solution.

In today’s fluid environment, the need for organizations to transition away from manual processes and enable automated, instantaneous reporting has never been more important, to stay ahead.

Equifax, TransUnion, and Experian have been the industry cornerstones for lenders to access data in order to determine a borrower’s creditworthiness. Their standard credit attributes have woven their way into thousands of credit policies within financial services.  

Humans are notoriously unpredictable, which makes lending one of the most inherently risky industries. But what if there was a better way to understand a borrower’s behavior that could help financial institutions mitigate fraud and default losses?

Now more than ever, lenders must have the capacity to rapidly adapt to new situations. PricewaterhouseCoopers recently highlighted the need for lenders to mobilize their teams to quickly collect and act on information that will allow them to remain competitive.

Download GDS Link’s latest whitepaper to learn how advanced analytics is helping financial organizations prepare their processes for the future.