Resources

En la actualidad, los escenarios de riesgo crediticio requieren un enfoque práctico y realista, impulsado por las dinámicas económicas tanto globales como locales. Las instituciones financieras y las empresas del sector deben abordar los desafíos de manera concreta y fundamentada. Más allá de los marcos teóricos, es fundamental establecer bases claras que faciliten la comprensión…

GDS Link Optimizes Capital on Tap’s Credit Decisioning, Boosting Efficiency, Flexibility and Growth Capital on Tap, a leading small business credit card and spend management platform, serves over 200,000 customers in the UK and US and has facilitated over £10 billion in spending. Previously, Capital on Tap relied on a complex in-house system that required…

AI tools, green loans, and key players transforming mortgage lending   Over the last 18 months the UK mortgage market has faced volatility, seeing a drop in house prices and an overall decline of mortgage approvals compared to previous years. Not only is the UK suffering a cost-of-living crisis, but there is also a 28%…

En el competitivo mundo de las finanzas, convertir desafíos en oportunidades es esencial. GDS Link ha demostrado esta capacidad a través de soluciones avanzadas en gestión de decisiones y análisis de riesgos. A continuación, exploraremos cómo GDS Link ha apoyado a la industria financiera con ejemplos concretos, demostrando la efectividad y versatilidad de sus tecnologías…

La gestión de cobranzas es un componente crucial para la salud financiera de cualquier institución crediticia. Por ejemplo, en el Perú, este proceso ha ganado aún más relevancia debido a los desafíos económicos actuales que presentan niveles de mora récord.  De acuerdo con un reciente artículo de Infobae, Según el Instituto Peruano de Economía (IPE),…

Fintechs have put Spain in 6th place worldwide for the number of fintech companies. The main benefits include more personalised service, speed, agility, and greater financial inclusion The rise of fintechs has caused a radical shift in the financial paradigm, and consumers are now much more active Fintechs in Spain have gained ground and put…

We’re thrilled to announce that GDS Link will be attending Lend360 from September 11-13, 2024, the premier event dedicated to the online lending community. As industry leaders gather to explore the latest innovations and strategies, GDS Link will be at the forefront, showcasing our cutting-edge solutions that drive success in the ever-evolving lending landscape.  You…

Risk assessments should build trust between borrowers and lenders, not barriers. Lenders everywhere have likely encountered a sluggish and inconvenient decisioning strategy at some point. Whether struggling with a problematic software interface or a loan application taking days to process, it feels like in 2024, we shouldn’t face these problems. But assessing credit risk doesn’t…

Income and employment fraud in auto lending involves intentionally misrepresenting a borrower’s financial situation to secure loan approval. This type of fraud can take various forms, including falsifying paystubs, inflating income figures, or even creating fictitious employers.   The prevalence of this fraud type is significant due to its relative ease of execution and the substantial…

Liderar la evolución del sector financiero es más que una gestión de riesgos efectivo y un cumplimiento normativo riguroso. También es aportar la mejor experiencia de cliente posible. Y de eso, de Experiencia de Cliente, o CX por sus siglas en inglés (Customer eXperience), tratarán las siguientes líneas.  La Importancia de la Experiencia de Cliente…

Credit Risk & Rules Engine Software Today’s risk management personnel are challenged to remain abreast of the dynamics and changes taking place in their respective industries, continually needing to design, develop and deploy new risk management strategies to meet growth objectives while mitigating risk and remaining compliant.

A Milestone of 10 Million Users and Its Transformative Potential Open banking has reached a significant milestone in the UK, with over 10 million consumers and small businesses regularly benefiting from this innovative technology. This achievement, coming six-and-a-half years after the UK’s open banking rollout, underscores the transformative potential of FinTech in reshaping the banking…