Resources

Taking a Deeper Dive into the Future of Data, Decisioning and Credit Risk Solutions GDS Link is delighted to announce their new podcast, The Lending Link, is launching in September.

GDS Link is attending FinovateFall in New York City and Lend360 in Chicago from September 12-14, and we’re happy to be back, live and in-person — ready to reconnect face-to-face with the FinTech and lending community. Check out these essential event details below:

Marketing dynamics have evolved significantly over the past few decades. Previously, various bank marketing strategies were solely implemented to create brand awareness. But now marketing involves providing a value proposition, being relatable, and generating trackable revenue. 

Significant losses can dramatically undermine a lender’s ability to remain competitive. Reducing default is business-critical — and it must start at credit decisioning.

Banks, credit unions, and alternative lenders are increasingly inundated with loan applications for a variety of purposes that range from home mortgages to business lines of credit. In 2020 alone, financial institutions reported over 22.7 million home loan applications under the Home Mortgage Disclosure Act.

It’s no secret that the effects of high inflation are being felt throughout the country. To combat a sharp spike in inflation, the US Federal Reserve has increased its key short-term interest rate twice this year with the latest by half a percentage – a first in almost 22 years.

Any organization that’s lending money or extending credit needs a credit risk management framework to protect itself, as well as assess credit risk. Without a framework, it’s easy to become overextended on financial obligations and put your organization at a greater chance of finding itself in the hole.

Lending has evolved significantly over the last several decades. Financial institutions have come a long way from 1974, when banks controlled the lending industry, holding 62% of the total loans, compared to 2020, when non-banks issued 68% of all mortgages in the U.S.

GDS Link and TransUnion’s credit decisioning partnership is already demonstrating substantial value for lenders.

FinTech Lead Generation & Lending The fintech market comprises a variety of industry segments including alternative lending and financing, digital investments and payments, and neobanking. The rising interest in investments among the public and the need for loans and insurance are the fundamental forces behind this immense growth surrounding the fintech lending explosion. These organizations…

Automated Credit & Loan Decisioning Many financial institutions receive thousands of applications each day, depending on their size and the current health of the economy. A lending staff is responsible for processing these loan applications to determine who qualifies as a potentially good candidate. A loan application includes a variety of personal finance information that…

Along with partner Neuro-ID, GDS Link hosted a webinar recently highlighting the benefits of Behavioral Analytics to reduce losses and enhance customer experience.