Resources

On this episode of the Lending Link, host Rich Alterman engages in an insightful conversation with Jonathan Gurwitz, Credit Lead at Plaid, offering insights into open banking and its growing role within credit risk management.     Meet Our Featured Expert: Jonathan Gurwitz Jonathan Gurwitz brings a wealth of experience to the table, boasting a…

Understanding consumer behavior during the holiday season is crucial for lending organizations, financial institutions, and fintech innovators. The recent webinar, “GDS Link + TransUnion Present The Q4 Power Play: Winning Credit Card Strategies for Black Friday, Cyber Monday, and Beyond,” is a comprehensive exploration of strategies to navigate and optimize credit card usage during this…

The 5 Must-Know Takeaways from, ‘Dispatches from the Auto Fraud Front Lines​,​’ Auto lending fraud is a pervasive threat, and its impact extends far beyond individual car owners. Lenders, financial institutions, and credit unions face substantial risks regarding fraudulent activities within the auto industry. In this blog post, we will delve into the top five…

Technology is pivotal in streamlining operations, improving decision-making, and delivering enhanced customer experiences in our industry. Artificial Intelligence (AI) has emerged as a game-changer, and GDS Link’s Modellica Analytics Pro is at the forefront, empowering businesses to harness AI’s transformative potential.  How AI’s Advanced Algorithms and Machine Learning Drive Data-Driven Decisions and Minimize Risks  With…

The holiday season is undoubtedly a critical period for credit card issuers. As shoppers prepare for Black Friday and Christmas, credit unions should also increase their credit card marketing efforts to stay competitive. To thrive in this competitive space, it’s imperative to have well-thought-out strategies. In this article, we’ll delve into Q4 strategies, managing delinquency,…

We are thrilled to celebrate a significant milestone – The Lending Link Podcast, powered by GDS Link, has officially marked its first anniversary!   Over the past year, The Lending Link Podcast has been delving deep into the world of Data Decisioning and Credit Risk Solutions. We’ve explored many topics, from fintech innovations and fraud prevention…

Home Equity Lines of Credit (HELOCs) have become a valuable tool for homeowners seeking flexible financing options. For lenders, credit unions, and financial institutions, understanding the ins and outs of HELOCs is essential, especially when crafting targeted campaigns for your customers and members. In this blog post, we’ll tackle common questions about HELOCs and offer…

Are you aware that the Home Equity Line of Credit (HELOC) is a dynamic financial resource tailor-made for Lenders and Credit Unions? This versatile financial product offers clients/members flexibility akin to a credit card while presenting a multitude of potential benefits. HELOCs enable homeowners to leverage the equity they’ve accrued in their homes. This equity…

GDS Link is thrilled to announce our participation in the Lend360 conference in Atlanta this year. This event, hosted by Lend360, is a fantastic opportunity for industry professionals to come together, share insights, and discover cutting-edge solutions to drive their businesses forward. Here’s what you can expect from our presence at Lend360 and how you…

The auto lending industry is continually evolving, driven by various factors that impact vehicle values, consumer debt, loan lifecycles, and lending practices. In this blog, we will explore the key trends shaping the auto lending landscape in 2023 and provide insights on how lenders can navigate these changes effectively. Whether you’re a seasoned lender or…

A Home Equity Line of Credit (HELOC) and a Home Equity Loan are both financial products that allow homeowners to leverage the equity they have built up in their homes. The choice between a HELOC and a home equity loan depends on your financial goals, how you plan to use the funds, and your comfort…