Turning Data into
Quicker Decisions,
Smarter Lending

Modellica Solution Infrastructure

Proven Architecture

8 of the Top 10 Online Lenders in the US Leveraging Our Solution

Cloud Hosting
Credit Attributes Customization
The hosting platform offers the benefits of auto scaling, ensuring you only pay for the capacity you need.
Performance
Credit Attributes Customization
With virtually unlimited capacity and concurrency, even at high volumes, there's no need for throttling or queueing.
Security
Credit Attributes Analytics
Vetted for the strictest of security standards (including ISO 27001 and ISO9002) and handles over 1 Billion transactions annually.

Revolutionize Your Customer Experience With Ease

We’re Here to Help​

Used by clients in 46 different countries, GDS Link's Modellica Platform is a leading decisioning solution encompassing the entire credit lifecycle, including Originations, Customer Management, and Collections, covering financial institutions of all sizes.

Logramos procesar 50 Millones de contratos con miles de operaciones asociadas en tan solo una hora. Esto no era posible con ninguna otra solución en la industria.

Our platform delivers reliability, flexibility, and control through a market-leading user interface.

Decisioning

Configurability
The platform is configured into a series of micro-services supporting the collection and processing of data, decisions, and reporting.
Design
Supports the reuse of micro-service components across multiple solutions, swapping out microservices, e.g., changing one multi-bureau service for another.
Objects
Decisioning objects such as segmentation, sequential rulesets, Python, and R Models are all supported.
Sources
Bureau and 3rd Party data sources such as open banking, AML, and Know Your Customer (KYC) controls, can all be incorporated.
Underwriting
Supported at two levels. The system can output the relevant decision fields to a third-party workflow system or can be displayed in GDS Link underwriting screens.
Collections & Customer Management
The same micro-service data and decision platform can be configured to support existing customer management and collections.
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Business User Interface

Complex decision trees, scorecards, sequential rule sets, machine learning, and risk-based pricing can all be built into reusable micro-services. You make simple changes to policy rules, cut-offs or pricing in real-time.

Simulation and Champion Challenger

Simulate changes using historical data, giving a high degree of confidence in the impact of planned changes

Step by Step Audit

Transactions can also be run through previous or new decision strategies to identify how decisions are affected at each node in the flow

Quality Assurance Testing

Visualize your data sources performance on simulated or actual transactions so you can see how data sources are driving different decisions

Model Deployment and Monitoring

Embed native Python, R, PMML (Predictive Model Mark Up Language), and other models directly into the platform and visually audit each component of a model

Simulation and Champion Challenger

Simulate changes using historical data, giving a high degree of confidence in the impact of planned changes

Step by Step Audit

Transactions can also be run through previous or new decision strategies to identify how decisions are affected at each node in the flow

Quality Assurance Testing

Visualize your data sources performance on simulated or actual transactions so you can see how data sources are driving different decisions

Model Deployment and Monitoring

Embed native Python, R, PMML (Predictive Model Mark Up Language), and other models directly into the platform and visually audit each component of a model

Simulation and Champion Challenger

Simulate changes using historical data, giving a high degree of confidence in the impact of planned changes

Step by Step Audit

Transactions can also be run through previous or new decision strategies to identify how decisions are affected at each node in the flow

Quality Assurance Testing

Visualize your data sources performance on simulated or actual transactions so you can see how data sources are driving different decisions

Model Deployment and Monitoring

Embed native Python, R, PMML (Predictive Model Mark Up Language), and other models directly into the platform and visually audit each component of a model

Underwriting

Supporting processes across multiple lending verticals by increasing the ability to make manual decisions using automated actions

About GDS Link

GDS Link is a global leader in credit risk management, providing tailored software solutions, analytical and consulting services. Founded in 2006, our sole focus has been to create a solution that can help clients address a multitude of business problems across the decisioning lifecycle.

Logramos procesar 50 Millones de contratos con miles de operaciones asociadas en tan solo una hora. Esto no era posible con ninguna otra solución en la industria.

Over the last seventeen years, GDS Link has partnered with hundreds of institutions globally to deliver a single platform that enables business users to easily connect to existing and new data sources and the tools to create, test, deploy and maintain credit risk strategies. It is easy to use, something that our users really appreciate, and allows you to react to market changes in-house. Our mission is and will continue to be about empowering our customers.

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From loan originations and decisioning, to customer management and beyond, GDS Link helps thousands of clients manage risk while driving growth.