Resources

 By end of this year, fraud is projected to cost U.S. businesses roughly $2.5 Billion, with some research suggesting that figure could rise as high as $5 Billion by 2025. There’s no doubt that every business is vulnerable to fraud, due largely to the numerous ways in which scammers can attack your organization. So…

As much as lending has changed in the last few years, its  fundamental tenet—putting the customer at the center of every choice—remains unchanged. Nevertheless, the last few years have brought an abundance of changes fueled by digitisation and the adoption of big data.

Shortly after the 2008 financial crisis, a new phrase emerged, and we were quickly introduced to the thriving “Fintech” industry. When it comes to financial inclusion, the more approachable you are, the more success you will have.

Taking a Deeper Dive into the Future of Data, Decisioning and Credit Risk Solutions GDS Link is delighted to announce their new podcast, The Lending Link, is launching in September.

Significant losses can dramatically undermine a lender’s ability to remain competitive. Reducing default is business-critical — and it must start at credit decisioning.

Any organization that’s lending money or extending credit needs a credit risk management framework to protect itself, as well as assess credit risk. Without a framework, it’s easy to become overextended on financial obligations and put your organization at a greater chance of finding itself in the hole.

FinTech Lead Generation & Lending The fintech market comprises a variety of industry segments including alternative lending and financing, digital investments and payments, and neobanking. The rising interest in investments among the public and the need for loans and insurance are the fundamental forces behind this immense growth surrounding the fintech lending explosion. These organizations…

Impact of Inflation on Credit Risk The global surge in inflation, caused by an unprecedented demand for certain goods, supply-chain disruptions, fiscal policies, warring nations, and other factors is affecting both businesses and individuals across the world — including banks and other financial institutions. High inflation rates significantly impact lending and can cause both positive…

Risk-Based Lending Credit risk management is the process by which lending institutions protect themselves from the ever-present risks of late payment and defaulted loans. Over the past few years, lending programs have been shifting their focus to new opportunities and resources that can help boost their performance, lower their risk profile, and enhance their decision-making…

Ser Technology, a stalwart in the credit union industry providing loan generation marketing services, has been acquired by GDS Link, the nextgen leader in loan decisioning and analytics.

Introduction to Credit Risk Modeling Risk modeling is an essential cornerstone of the lending process. There are a few different ways to generate a risk model that will help guide your loan process and help prevent losses for unpaid loans. Every credit risk model will have its own strengths and weaknesses, therefore it is critical…

Fintech Data Analytics Fintech is slowly taking over the world, with 46% of consumers using digital banking channels exclusively. In 2020, the global fintech market was valued at $110.57 billion — a figure that is expected to grow to $698.48 billion by 2030. Of all the things contributing to this bright future for fintech, data analytics…