Exploring the Future of Buy Now Pay Later (BNPL) with TransUnion’s Liz Pagel

Revolutionizing Payments: The Evolving Landscape of Buy Now Pay Later (BNPL) with Liz Pagel of TransUnion

On this episode of The Lending Link, we delve into the rapidly growing world of Buy Now Pay Later (BNPL) services. With the BNPL market expected to reach a staggering $467.34 billion by 2026, this innovative payment option is changing the way consumers approach shopping and financial management. 

Our guest, Liz Pagel, SVP and Consumer Lending Business Leader at TransUnion, shares her passion for BNPL, how it may further financial inclusion, and the challenges of accurately defining it in credit reporting. Rich and Liz also provide valuable insights into the current state of BNPL lending and the efforts being made to improve the industry, including:

  • Overcoming BNPL challenges, such as updating infrastructures and educating lenders on dispute handling 
  • The evolution of underwriting in the BNPL space and the move towards traditional methods, using dynamic credit models and fraud checks 
  • The role of open-banking data in BNPL credit reporting 
  • Promoting women in management roles within the FinTech space and the industry’s progress in promoting women into senior-level positions 

Don’t miss out on this informative discussion on the future of BNPL services. Tune in now!


Show Notes

In this episode, we take a deep dive into the world of Buy Now Pay Later (BNPL). Access the resources below to learn more about this topic: 

💡OpEd: BNPL Helps Build Credit Histories
🔍BLOG: The Future of BNPL Reporting
📖 BLOG: Understanding Buy Now Pay Later: Benefits, Risks, and Alternatives
🧭GUIDE: Evolution of the Maturing POS/BNPL Consumer

About Liz Pagel: 

Liz Pagel is a Senior Vice President and the leader of TransUnion’s Consumer Lending line of business within the Financial Services vertical. Liz is responsible for the strategy and market development activities that support lenders offering unsecured personal loans, buy-now-pay-later, and other unsecured products. These lenders include FinTechs, banks, finance companies, alternative lenders and others.   

Prior to joining TransUnion, Liz was a Principal on the financial services team at the Boston Consulting Group, focused on projects driving growth strategy, product innovation, and operational efficiency. She began her career as a credit underwriter for JPMorgan’s commercial lending business. 

Liz holds a bachelor’s degree in Economics and English from Boston College and an MBA from Harvard Business School.   

Be sure to follow Liz and our host Rich on LinkedIn, and for the latest GDS Link updates and news, follow us on Twitter and LinkedIn. You can subscribe to the Lending Link on Apple Podcasts, Spotify, Google Play, YouTube, or wherever you prefer to listen to your podcasts!

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