Resources

The use of trended data in lending has gained popularity in recent years. This is due to recognizing the benefits of using this type of data, making more informed lending decisions, and identifying patterns of financial behavior that may not be apparent from a traditional credit report.  

U.S. consumers are continuing to use their credit cards despite the economic slowdown. In the latest quarter, spending on Visa credit cards saw a 9.5% YoY increase, while MasterCard saw an even bigger jump of 14%. This growing trend outpaces inflation and is due to the enduring appeal of credit cards.

 Bias may present itself in a variety of ways within lending. When assessing biases, two issues frequently arise: Was someone treated differently because of who they are? Or did a sincere goal activity end as being harmful to one group? A recent wave of technological innovation has enabled lenders to better comprehend how distinct…

Taking a Deeper Dive into the Future of Data, Decisioning and Credit Risk Solutions GDS Link is delighted to announce their new podcast, The Lending Link, is launching in September.

Marketing dynamics have evolved significantly over the past few decades. Previously, various bank marketing strategies were solely implemented to create brand awareness. But now marketing involves providing a value proposition, being relatable, and generating trackable revenue. 

Significant losses can dramatically undermine a lender’s ability to remain competitive. Reducing default is business-critical — and it must start with credit decisioning.

Banks, credit unions, and alternative lenders are increasingly inundated with loan applications for a variety of purposes that range from home mortgages to business lines of credit. In 2020 alone, financial institutions reported over 22.7 million home loan applications under the Home Mortgage Disclosure Act.

FinTech Lead Generation & Lending The fintech market comprises a variety of industry segments including alternative lending and financing, digital investments and payments, and neobanking. The rising interest in investments among the public and the need for loans and insurance are the fundamental forces behind this immense growth surrounding the fintech lending explosion. These organizations…

GDS Link acquires Ser Technology Corporation, Leading Provider of Targeted Marketing Services for Lenders

Credit Risk Lifecycle – Management, Process & Banking As lending markets change and new generations of borrowers hit prime earning years, the financial landscape shifts. Government oversight has swiftly intensified, regulations are tightening, and lending has become exponentially more complex. 

Americans, whether crossing oceans to a new world, inventing the lightbulb, demanding their MTV, or creating new digital economies, are pioneers ready to build and embrace a better future.

Instant Decision Engine Platform The lending landscape is changing. Borrowers expect an instant, digital experience, the competition is becoming more sophisticated, and existing software is limiting necessary innovation.