Resources

 As the world continues to undergo a rapid digital transformation, e-commerce has become an indispensable aspect of our daily lives. 

In the wake of the shut downs of Signature Bank, Silvergate Bank, and Silicon Valley Bank shutdown, banks and fintechs need to be prepared for more fraud.

The Increased Popularity of Banking-as-a-Service Banking-as-a-service (BaaS) has become increasingly popular recently, with the rise of fintech and other non-traditional financial service providers. BaaS is not a new concept, but recent technological advancements and changes in customer behavior have accelerated its growth. The COVID-19 pandemic has also changed how people interact with financial institutions, as…

 In the digital era, personal lending products emerge daily from various banks, credit unions, and fintech companies. When it comes to the U.S. and Canadian markets, it is critical to understand the full credit lifecycle of lending and risk management to remain agile and competitive.  While the countries may share a border and many…

Improve Your Debt Collection Strategy and Understanding how to Help Customers in Financial Difficulty Understanding the challenges of customers experiencing financial difficulty is critical for a lender in the debt collection process. However, knowing the best course of action to take when collecting delayed payments may be difficult, and even more challenging is balancing the…

Understanding the Different Types of Fraud to Protect Your Business Fraud exists in every industry and is no different than any other crime, where there has to be motivation, rationalization, and opportunity. There’s no question that every business is susceptible to it, mainly because there are so many ways scammers can attack your company. Since…

Taking a Deeper Dive into the Future of Data, Decisioning and Credit Risk Solutions GDS Link is delighted to announce their new podcast, The Lending Link, is launching in September.

GDS Link is attending FinovateFall in New York City and Lend360 in Chicago from September 12-14, and we’re happy to be back, live and in-person — ready to reconnect face-to-face with the FinTech and lending community. Check out these essential event details below:

Banks, credit unions, and alternative lenders are increasingly inundated with loan applications for a variety of purposes that range from home mortgages to business lines of credit. In 2020 alone, financial institutions reported over 22.7 million home loan applications under the Home Mortgage Disclosure Act.

Lending has evolved significantly over the last several decades. Financial institutions have come a long way from 1974, when banks controlled the lending industry, holding 62% of the total loans, compared to 2020, when non-banks issued 68% of all mortgages in the U.S.

FinTech Lead Generation & Lending The fintech market comprises a variety of industry segments including alternative lending and financing, digital investments and payments, and neobanking. The rising interest in investments among the public and the need for loans and insurance are the fundamental forces behind this immense growth surrounding the fintech lending explosion. These organizations…

Along with partner Neuro-ID, GDS Link hosted a webinar recently highlighting the benefits of Behavioral Analytics to reduce losses and enhance customer experience.