Mortgage Decisioning & Workflow Automation

Mortgages come with differing levels of risk and complexity. Calling the right services and automating the right elements of the decision are key to delivering the right experience to both low risk remortgage customers and first time buyers who have limited deposit and are stretching their income to make their home ownership dream a reality. GDS Link automates simple decisions, automates the collection of the right data to make the right decisions, and creates an automation pathway where greater efficiency can be delivered over time.

Automate the Straightforward to Deliver Certainty to Customers

By providing an end-to-end mortgage application, underwriters will feel at peace knowing the decision is accurate while providing customers with a quick, transparent response.

Collect the Right Data to Demonstrate Being a Responsible Lender

GDS Link collects the correct data using various traditional and non-traditional data sources to provide the customer with tailored pricing and preferential packages, ensuring responsible lending.

Use Built-In Operational Controls to Understand Opportunities to Automate or Amend

Understanding customer’s affordability over time with automation ensures reduced costs and increased lending volume without increased risk.

What Our Customers Say

“Working with GDS allows us to automate very complex decisioning algorithms and incorporate new models that could not be accomplished in our old system. It is the key to success.”

Head of Credit Infrastructure, Specialty Finance, Short Term Installment lending (Republic Finance)

“We had a 50% reduction in time to implement a Logistical Regression Model by using GDS's PMML tool. Previously it took approximately 20 hours and with this tool we can deploy a model in approximately 10.”

Senior Manager of Risk Analytics, Alternative Lending (goeasy)

“We have the ability to pull and aggregate data - pass the data through the decision engine - implement rule sequences and process credit applications for multiple banks. The stability of the base code allows us to turn the tool into what we need to be – it is a huge benefit.”

Fundation Representative, Small Business Lending

“We wanted to duplicate the existing systems capabilities at a lower cost and be able to add additional functionality as needed.”

Leader Commercial Truck Financing (BMO)
Demo Mockup Flow Chart | GDS Link

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From loan originations and decisioning, to customer management and beyond, GDS Link helps thousands of clients manage risk while driving growth.