Frictionless Support Across the Customer Lifecycle
Balancing a credit risk portfolio has never been more challenging. Robust automation software can help you lower costs, increase cross-sell and usage, and identify any signs of financial stress early. Retain and deepen existing relationships to profitably grow. Proactively monitor indebtedness and behaviour to deliver the right customer outcomes and mitigate risk. GDS Link’s Modellica solution provides frictionless support across the entire credit customer lifecycle, from origination. to cross-sales and retention, to active management of vulnerable customers.
Automatically Get the Right Offers to the Right Customers at the Right Time
Put timely offers in front of the right customers, at the right time to grow your business. Using strategies such as bank transaction data, and other traditional and
non-traditional data sources, can help your organisation quickly spot opportunities to move your borrowers to the next product offering.
Proactively Engage Customers Before They Have Financial Problems
Proactively reviewing accounts with Modellica’s automated workflows helps you maximise every available opportunity for growth. Build custom scorecard models using a simple drag-and-drop interface. Model risk strategies informed by over 200 global sources of borrower data. Automatically activate retention and pre-collection workflows when customers experience sudden changes to their credit status or income.
Get Real-World Expertise from Strategic Consulting
GDS Link’s analytics and advisory teams have extensive experience in portfolio optimisation, scorecard model development and credit lifecycle automation. Leverage our software solution to manage your risk portfolio day to day. Engage our analytics and consulting team to develop, test and optimise the statistical models that inform automated account review, segmentation and decisioning processes.
What Our Customers Say
Over 80% of banks can’t participate in credit cards because of scale. We saw an opportunity to build a 21st century end-to-end platform for banks to service credit card loans, including credit decisioning and on-boarding processes.
We had a 50% reduction in time to implement a Logistical Regression Model by using GDS's PMML tool. Previously it took approximately 20 hours and with this tool we can deploy a model in approximately 10.
We have the ability to pull and aggregate data - pass the data through the decision engine - implement rule sequences and process credit applications for multiple banks. The stability of the base code allows us to turn the tool into what we need to be – it is a huge benefit.