Case Study: The World’s Largest Home Credit Business Enjoys a Stress-Free Credit System Replacement

International Personal Finance plc (IPF), the largest home credit business in the world, smoothly replaced their credit decision systems across multiple countries using GDS Link’s Modellica originations solution.

About International Personal Finance plc (IPF)

IPF is a leading international home credit and digital provider of consumer finance. Their purpose is to make a difference in the lives of their customers by offering simple, personalised financial solutions. IPF lend responsibly to 1.7 million customers and play an important role in providing fair and transparent finance to those who might otherwise be financially excluded. They offer a unique combination of affordable home credit and innovative digital channels and products which are tailored to their customers’ financial circumstances.

The Challenge

With 1.7 million customers across 10 international markets, IPF had the monumental task of selecting a new decisioning system. Chief among their requirements was a system that could be adjusted with relative ease, without dependency on IT or lengthy code revisions.


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To learn how GDS helped IPF address this challenge, and the results it produced, download the Case Study below:

IPF Case Study – Click here for PDF download 

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